You will find all information related to our Instant Lite Program.
Profit Target - None
For instant Lite you skip the challenge phase where a profit target is needed and can start trading right away on Hantec Funded Account.
Maximum Daily Loss - 3%
You may not lose more than 3% of your account per day.
At 00:00 Server time, your daily loss limit is calculated for the next day based on the higher of your balance or equity.
Examples:
| End of day Balance | End of day Equity | Permitted Daily Loss | Permitted Loss Level |
| $100,000 | $100,000 | $3,000 | $97,000 |
| $105,000 | $103,000 | $3,090 | $101,910 |
| $105,000 | $107,000 | $3,210 | $101,790 |
Maximum Total Loss - 5%
The Maximum Total Loss is set at 5% of the accounts starting balance and trails your closed balance. Once you have achieved 5% profit in the account your Maximum Total Loss no longer trails and becomes locked at your starting balance.
Hold Over Weekends - Not Allowed
All trades must be closed on Friday by 23:45 GMT+3.
Traders are welcome to trade cryptocurrencies over the weekend on both challenge and Hantec Trader Accounts.
Please note the following:
Platform maintenance can occur over the weekend, stay up to date via our Discord 'Trading Updates'.
Instant Lite accounts must continue to ensure all trades are closed prior to market close on Friday. Traders are then able to open new positions following the daily open on Saturday
Consistency - 20%
A consistency score of 20% or lower is required to be eligible for withdrawal.
The consistency score is calculated as:
(Best Trading Day's Profits / Total Profits) * 100.
Examples below are based on a $100,000 Instant Lite Account.
Example 1: You have reached $8,000 in profit and your best trading day's profit is $1,600. Your consistency score would be ($1,600 / $8,000) * 100 = 20%. Therefore you would be eligible for your withdrawal.
Example 2: You have reached the $8,000 in profit and your best trading day's profit is $2,000. Your consistency score would be ($2,000 / $8,000) * 100 = 25%. As your consistency score is above 20%, you would need to to bring the total profit in your account to $10,000 to be eligible for a withdrawal. $2,000 / 20% = $10,000
Each payout cycle requires a minimum of 5 days with at least 0.5% profit generated.
Maximum Trading Period - None
There is no maximum trading period for the Instant Lite.
News Trading
For Instant Lite Accounts, you cannot open or close trades 3 minutes before red folder news events as per Forex Factory.
Maximum Open Risk
Your total open exposure — meaning the combined floating loss across one or multiple open positions — must not exceed 1% of your starting balance at any time.
If your floating (unrealized) loss goes beyond this level, it will result in a hard breach of your account.
Example: If your starting balance is $100,000, your maximum allowable open loss is $1,000 (1%). If you have two open trades with a combined floating loss of $1,200, you would be in violation, as your exposure has reached 1.2% of the starting balance.
Stop Losses
We do not require stop losses for both Challenge and Hantec Trader accounts.
Please note: We advise the use of stop losses. In some cases your stop loss may not fill at specified price due to market slippage.
Expert Advisors
We do not allow EA & Robots for Instant Lite programs.
Weekend Crypto Trading
Traders are welcome to trade cryptocurrencies over the weekend on both challenge and Hantec Trader Accounts.
Please note the following:
Platform maintenance can occur over the weekend, stay up to date via our Discord 'Trading Updates'.
Instant Lite accounts must continue to ensure all trades are closed prior to market close on Friday. Traders are then able to open new positions following the daily open on Saturday
Buffer Rule
3% Buffer: The first 3% profit generated on the account cannot be requested as a reward. This will act as a safety buffer to protect your account from hitting the 3% daily loss limit when requesting a reward.
Please Note: This will be included towards the consistency calculation.
Payouts
Your first reward can be requested 14 days after you have placed your first trade. The default profit split is 80%.\
Minimum request amount is $20.
When placing your first withdrawal, your maximum total loss will lock in at your starting balance and remain here for the duration following. We therefore suggest leaving a sufficient buffer.
Suppose you have a $50,000 account and generate $3,000 in profit, bringing your account balance to $53,000.
Under the buffer rule, the first 3% of the initial account balance must remain in the account and cannot be withdrawn. For a $50,000 account, this mandatory buffer is $1,500.
This means:
- Initial Account Balance: $50,000
- Profit Earned: $3,000
- Total Account Balance: $53,000
- Mandatory 3% Buffer: $1,500
- Maximum Withdrawable Amount: $1,500
If you request a withdrawal of the available $1,500, the remaining account balance will be $51,500, preserving the required buffer and allowing the account to remain active and compliant with the payout rules.
Based on a $50,000 account:
| Balance | Withdrawal | Mandatory Buffer 3% |
| $53,000 | $1500 | $1,500 |
| $55,000 | $3,500 | $1,500 |
| $60,000 | $2,000 | $1,500 + $5000 (buffer left) $6500 |
Add Ons
The following Add Ons are available for Instant Lite.
95% Reward Share - This increases your split from 80% to 95%.
Weekly Payout - This reduces your payout cycle to 7 days, standard is 14 days.
→ Increase Maximum Loss +1%: Increase the account’s Maximum Loss to 7% (standard 6%).
Price: + 20%
Scaling
There is no scaling available for Instant Lite Programs.
Inactivity - 30 days
At least one trade should be placed every 30 days. If no trade is placed, this will constitute a hard breach and your account will deactivated.
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