Instant Funding

Modified on Thu, 21 May at 4:14 PM

You will find all information related to our Instant Funding Program.

Profit Target - None
For instant funding you skip the challenge phase where a profit target is needed and can start trading right away on Hantec Trader Account.

Maximum Daily Loss - 6%
You may not lose more than 6% of your account per day.

At 00:00 Server time, your daily loss limit is calculated for the next day based on the higher of your balance or equity.

Examples:

End of day Balance	End of day Equity	Permitted Daily Loss	Permitted Loss Level
$100,000	$100,000	$6,000	$94,000
$105,000	$103,000	$6,180	$98,820
$105,000	$107,000	$6,420	$98,580

Maximum Total Loss - 6%

Maximum Daily Loss is 6% and is calculated based on the previous day’s end of day (00:00 server time)

balance or equity (whichever is higher). Example: If your prior day’s end of day equity was $50,000 you would Hard Breach the Maximum Daily Loss of 6% if your equity the next day fell to below $47,000

For accounts purchased before 1st February 2026, the daily loss is calculated based on end of previous day balance only.

Hold Over Weekends - Not Allowed
All trades must be closed on Friday by 23:45 GMT+3.

Please be aware of the risks associated with weekend holding. Markets my experience gaps over the weekend and typically liquidity is thinner when markets open for the week causing spreads to be wider than usual. We advise you to manage risk more cautiously during these times.

Minimum Trading Period - None
There is no minimum required days in order to trade on Instant Funding
Maximum Trading Period - None
There is no maximum trading period for the Express Challenge.

News Trading

For Hantec Trader Accounts, you cannot open or close trades 3 minutes before red folder news events as per Forex Factory.

Maximum Open Risk

Your total open exposure — meaning the combined floating loss across one or multiple open positions — must not exceed 3% of your starting balance at any time.

If your floating (unrealized) loss goes beyond this level, it will result in a hard breach of your account.

Example: If your starting balance is $50,000, your maximum allowable open loss is $1,500 (3%). If you have two open trades with a combined floating loss of $1,800, you would be in violation, as your exposure has reached 3.6% of the starting balance.

Stop Losses
We do not require stop losses for both Challenge and Hantec Trader accounts.

Please note: We advise the use of stop losses. In some cases your stop loss may not fill at specified price due to market slippage.

Expert Advisors
We do not allow EA & Robots for Instant funding programs.

Weekend Crypto Trading

Traders are welcome to trade cryptocurrencies over the weekend on both challenge and Hantec Trader Accounts.

Please note the following:

Platform maintenance can occur over the weekend, stay up to date via our Discord 'Trading Updates'.

Instant Funding accounts must continue to ensure all trades are closed prior to market close on Friday. Traders are then able to open new positions following the daily open on Saturday

Payouts
Your first reward can be requested 14 days after you have placed your first trade. The default profit split is 80%.

Add Ons
The following Add Ons are available for Instant Funding.

95% Reward Share - This increases your split from 80% to 95%.
Weekly Payout - This reduces your payout cycle to 7 days, standard is 14 days.

→ Increase Maximum Loss +1%: Increase the account’s Maximum Loss to 7% (standard 6%).

Price: + 20%

Scaling
There is no scaling available for Instant Programs.

Inactivity - 30 days
At least one trade should be placed every 30 days. If no trade is placed, this will constitute a hard breach and your account will deactivated.