You will find all information related to our Instant Funding Program.
Profit Target - None
For instant funding you skip the challenge phase where a profit target is needed and can start trading right away on Hantec Trader Account.
Maximum Daily Loss - 6%
You may not lose more than 6% of your account per day.
At 00:00 Server time, your daily loss limit is calculated for the next day based on the higher of your balance or equity.
Examples:
| End of day Balance | End of day Equity | Permitted Daily Loss | Permitted Loss Level |
| $100,000 | $100,000 | $6,000 | $94,000 |
| $105,000 | $103,000 | $6,180 | $98,820 |
| $105,000 | $107,000 | $6,420 | $98,580 |
Maximum Total Loss - 6% Trailing
Maximum Total Loss is 6% and is calculated based on the previous day's end-of-day (00:00 server time) balance or equity, whichever is higher.
The 6% trailing maximum loss will continue to trail your account as it makes new profits, up to your starting balance. Once the trailing maximum loss reaches your starting balance, it will lock and will no longer move higher.
Example: A $50,000 account has a $3,000 Maximum Total Loss. As your account generates profits, the trailing loss limit increases accordingly. Once you have made $3,000 in profit, your Maximum Total Loss will lock at $50,000, meaning your balance or equity cannot fall below $50,000.
For accounts purchased before February 1, 2026, the Maximum Total Loss is calculated based on the previous day's end-of-day balance only.
Hold Over Weekends - Not Allowed
All trades must be closed on Friday by 23:45 GMT+3.
Please be aware of the risks associated with weekend holding. Markets my experience gaps over the weekend and typically liquidity is thinner when markets open for the week causing spreads to be wider than usual. We advise you to manage risk more cautiously during these times.
There is no minimum required days in order to trade on Instant Funding.
Maximum Trading Period - None
There is no maximum trading period for the Instant Funding.
News Trading
For Hantec Trader Accounts, you cannot open or close trades 3 minutes before red folder news events as per Forex Factory.
Maximum Open Risk
Your total open exposure — meaning the combined floating loss across one or multiple open positions — must not exceed 3% of your starting balance at any time.
If your floating (unrealized) loss goes beyond this level, it will result in a hard breach of your account.
Example: If your starting balance is $50,000, your maximum allowable open loss is $1,500 (3%). If you have two open trades with a combined floating loss of $1,800, you would be in violation, as your exposure has reached 3.6% of the starting balance.
Stop Losses
We do not require stop losses for both Challenge and Hantec Trader accounts.
Please note: We advise the use of stop losses. In some cases your stop loss may not fill at specified price due to market slippage.
Expert Advisors
We do not allow EA & Robots for Instant funding programs.
Weekend Crypto Trading
Traders are welcome to trade cryptocurrencies over the weekend on both challenge and Hantec Trader Accounts.
Please note the following:
Platform maintenance can occur over the weekend, stay up to date via our Discord 'Trading Updates'.
Instant Funding accounts must continue to ensure all trades are closed prior to market close on Friday. Traders are then able to open new positions following the daily open on Saturday
Permitted Strategies
Please refer HERE to find a full list of our trading rules.
Payouts
Minimum request amount is $20.
When placing your first withdrawal, your maximum total loss will lock in at your starting balance and remain here for the duration following. We therefore suggest leaving a sufficient buffer.
Example: You have a $50,000 account and you achieved $3,000 in profit. You request $2,000 withdrawal, therefore your new balance will be $51,000 with a maximum total loss of $50,000. You have $1,000 available in buffer.
Based on a $50,000 account:
| Balance | Withdrawal | Buffer |
| $53,000 | $2,000 | $1,000 |
| $55,000 | $5,000 | $0 |
| $60,000 | $2,000 | $8,000 |
Add Ons
The following Add Ons are available for Instant Funding.
95% Reward Share - This increases your split from 80% to 95%.
Weekly Payout - This reduces your payout cycle to 7 days, standard is 14 days.
→ Increase Maximum Loss +1%: Increase the account’s Maximum Loss to 7% (standard 6%).
Price: + 20%
Scaling
There is no scaling available for Instant Programs.
Inactivity - 30 days
At least one trade should be placed every 30 days. If no trade is placed, this will constitute a hard breach and your account will deactivated.
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